Buying

When purchasing a home, you are faced with a multitude of decisions. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.

Michelle Saltel will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less stressful than if you undertook this challenge on your own. She will help you locate and assess properties for sale that match your specifications, and help you through the myriad of details leading up to the actual purchase.

Michelle is familiar with the current homes on the market, and she is knowledgeable of neighbourhood values to help you determine which properties are fairly-priced and in good condition before you start your search.

Needs Assessment

Your first step to buying a home is to first ask yourself why you want to buy a home, what kind of home you would like and where you would like to be located.

Neighbourhood and community are the biggest considerations and perhaps there are neighbourhoods you have yet to discover. Other considerations include school zones, recreational facilities, community services, stores and entertainment.

Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage specialist.

Michelle can refer you to a number of mortgage professionals that have excellent reputations and track records for successfully acquiring loan approval for their clients.

Home Search

Once you have been pre-qualified and know how much you can afford, Michelle can help you determine which properties fit your needs by using the Multiple Listing Service (MLS) to locate them. Some properties never enter the MLS system but Michelle may hear about them through her extensive Realtor network.

Michelle Saltel has the best possible resources and communication systems available today to help you locate the homes on the market or coming to the market that match your specifications.

Michelle will help you complete your financing and inspections and close on the transaction. Her top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.